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travel insurance


It's So Easy! travel insurance is brought to you through Positive Discounts. This is an HIV voluntary organisation that was formed in 1992 by major HIV charities, such as the Terrence Higgins Trust, London Lighthouse and Body Positive. Positive Discounts was established to enable anyone HIV-positive and on benefits to obtain discounts on a wide range of goods and services.

  • NO CD4 or viral load questions!
  • NO separate medical assessment!
  • NO ordinary travel insurance!

If you look through virtually every travel insurance policy, you will find in the small print, sections called 'Exclusions'. These are situations where the policy will not meet a claim. Most of them will mention not covering pre-existing medical conditions and specifically mention HIV and any related condition or mutation of the virus.

If you, as someone who is HIV-positive you can buy one of these policies, and then you become ill with an HIV related condition before you travel or when you are away and need to cancel your holiday, your costs will not be met.

This is where a specialist policy, It's So Easy! travel insurance is different. They include cover for HIV related claims. Unlike virtually all other travel insurance. Furthermore, same sex relationships are respected.

They also make assurances that your confidential information is not passed to other insurance companies and the payment on your credit/debit card statement will appear as The Card.

Important consideration: If you are travelling with a partner or friends who are not HIV-positive but who would wish to return home with you if you became ill, it is important that they book with It's So Easy, also. If they have 'ordinary' travel insurance and they make a claim for cancellation or curtailment, it will probably not be covered. This is because although they might not be HIV-positive, their claim will be linked to you being HIV-positive and the exclusion clause mentioned above will probably come into force.

Important: As with any organisation listed within KPS Online you should look at all choices available and check that you are happy with the service(s) on offer before making any decisions.

It's So Easy Travel Insurance
The Card, 27 Old Gloucester Street, London WC1N 3XX
Tel: 0870 345 3451
Fax: 0870 345 3452


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